Terms & disclaimer

Last updated: 27 August 2026

Guidance, not financial advice

MyRetireAge provides information and general guidance to help you understand retirement planning. Nothing on this site is financial advice, and we are not regulated by the Financial Conduct Authority. We know nothing about your personal circumstances, and our calculators cannot take them into account. Before making decisions that affect your financial future, consider speaking to a regulated financial adviser. You can find one at MoneyHelper (moneyhelper.org.uk), the government’s free money guidance service.

Projections are estimates

Every projection on this site is an estimate built from the assumptions shown alongside it. Investment returns, inflation, tax rules and State Pension policy all change, and actual outcomes will differ from any projection - possibly by a lot. Projections are not a promise or guarantee of any outcome. The value of investments can fall as well as rise, and capital is at risk when investing.

Accuracy and tax year

We keep UK figures (tax bands, National Insurance, State Pension amounts and ages) current for the tax year shown on each page and verify them against official sources. Even so, errors are possible and rules change mid-year. Where it matters, check the source - gov.uk - or ask an adviser.

Using the site

The calculators are free to use for personal, non-commercial purposes. Don’t attempt to disrupt the service, scrape it at abusive volumes, or misrepresent our results as your own product. That’s it.

Liability

To the fullest extent permitted by law, we accept no liability for losses arising from decisions made in reliance on this site’s content or calculators. Nothing in these terms excludes liability that cannot be excluded under English law.

The legal bits

This site is operated by Adam Akhlaq, a sole trader based in the United Kingdom. These terms are governed by the law of England and Wales. Questions? Email hello@myretireage.com.